:root{--icff-navy:#17365d;--icff-blue:#1f5f91;--icff-sky:#eaf3f8;--icff-line:#d7e0e8;--icff-text:#1d2939;--icff-muted:#667085;--icff-gold:#d9a441;--icff-green:#16794f;--icff-bg:#f5f8fb}
.icff-calculator-form{max-width:1180px!important;margin:24px auto!important;padding:0!important;border:1px solid var(--icff-line)!important;border-radius:18px!important;background:#fff!important;box-shadow:0 16px 45px rgba(23,54,93,.11)!important;overflow:hidden!important}
.icff-calculator-form .frm_form_fields{padding:0!important}.icff-calculator-form fieldset{padding:0!important;margin:0!important;border:0!important;min-width:0!important}
.icff-hero{margin:0!important;padding:36px 42px 30px;background:linear-gradient(135deg,var(--icff-navy),var(--icff-blue));color:#fff}.icff-hero h2{color:#fff!important;margin:0 0 8px!important;font-size:clamp(27px,4vw,38px)!important;line-height:1.15!important}.icff-hero p{margin:0!important;max-width:780px;font-size:16px;opacity:.94}
.icff-tab-shell{background:var(--icff-bg);border-bottom:1px solid var(--icff-line);padding:0 28px}.icff-tabs{display:flex;gap:6px;overflow-x:auto;padding:14px 0 0}.icff-tab{appearance:none;border:0;border-radius:10px 10px 0 0;background:transparent;color:var(--icff-muted);padding:13px 18px;font-size:15px;font-weight:750;white-space:nowrap;cursor:pointer}.icff-tab:hover{background:#edf3f8;color:var(--icff-navy)}.icff-tab.is-active{background:#fff;color:var(--icff-navy);box-shadow:0 -1px 0 var(--icff-line),1px 0 0 var(--icff-line),-1px 0 0 var(--icff-line)}.icff-tab-badge{display:inline-flex;min-width:21px;height:21px;align-items:center;justify-content:center;border-radius:20px;margin-left:7px;background:#dfeaf3;font-size:11px}.icff-tab.is-active .icff-tab-badge{background:var(--icff-navy);color:#fff}
.icff-panel{display:none;padding:30px 36px 34px}.icff-panel.is-active{display:block}.icff-panel-head{margin:0 0 22px}.icff-panel-head h3{margin:0 0 5px!important;color:var(--icff-navy)!important;font-size:23px!important}.icff-panel-head p{margin:0;color:var(--icff-muted)}
.icff-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 22px}.icff-grid .frm_form_field{width:100%!important;max-width:none!important;margin:0!important;float:none!important;clear:none!important}.icff-grid .icff-span-2{grid-column:1/-1}.icff-calculator-form label.frm_primary_label{display:block!important;margin:0 0 8px!important;font-weight:750!important;color:var(--icff-navy)!important;font-size:14px!important;line-height:1.35!important}.icff-calculator-form .frm_required{color:#b42318!important}
.icff-calculator-form input[type=number],.icff-calculator-form input[type=text],.icff-calculator-form select{display:block!important;width:100%!important;max-width:none!important;min-width:0!important;height:52px!important;box-sizing:border-box!important;border-radius:9px!important;border:1px solid #aebfd0!important;padding:11px 14px!important;background:#fff!important;color:var(--icff-text)!important;font-size:16px!important;line-height:1.2!important;box-shadow:0 1px 2px rgba(16,24,40,.04)!important}.icff-calculator-form input:focus,.icff-calculator-form select:focus{outline:3px solid rgba(31,95,145,.16)!important;border-color:var(--icff-blue)!important}.icff-calculator-form .frm_description{margin-top:6px!important;color:var(--icff-muted)!important;font-size:12px!important}
.icff-calculator-form .icff-method .frm_opt_container{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.icff-calculator-form .icff-method .frm_radio{margin:0!important}.icff-calculator-form .icff-method .frm_radio label{display:flex!important;align-items:center;min-height:64px;padding:12px 14px;border:1px solid var(--icff-line);border-radius:10px;background:#fff;color:var(--icff-text);font-weight:650;cursor:pointer}.icff-calculator-form .icff-method input[type=radio]{margin-right:10px!important}
.icff-draw-entry-grid{display:grid;grid-template-columns:70px minmax(130px,.6fr) minmax(220px,1fr);gap:10px 14px;align-items:end}.icff-draw-entry-grid .icff-draw-number{align-self:center;text-align:center;font-weight:800;color:var(--icff-navy);background:var(--icff-sky);border-radius:8px;padding:12px 6px}.icff-draw-entry-grid .frm_form_field{width:100%!important;margin:0!important}.icff-draw-entry-grid .frm_form_field label.frm_primary_label{font-size:12px!important}.icff-draw-row{display:contents}.icff-draw-column-head{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--icff-muted);padding:0 4px 4px}.icff-draw-tools{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 18px}.icff-action{appearance:none;border:1px solid #b6c6d5;background:#fff;color:var(--icff-navy);padding:10px 14px;border-radius:8px;font-weight:750;cursor:pointer}.icff-action:hover{background:var(--icff-sky)}.icff-action-primary{background:var(--icff-navy);border-color:var(--icff-navy);color:#fff}.icff-action-primary:hover{background:var(--icff-blue)}
.icff-table-wrap{margin-top:24px;overflow:auto;border:1px solid var(--icff-line);border-radius:10px}.icff-table{width:100%;border-collapse:collapse;min-width:790px}.icff-table th{background:var(--icff-navy);color:#fff;text-align:right;padding:11px 12px;font-size:12px;white-space:nowrap}.icff-table th:first-child,.icff-table td:first-child{text-align:center}.icff-table td{padding:10px 12px;border-bottom:1px solid #e8eef3;text-align:right;font-variant-numeric:tabular-nums}.icff-table tbody tr:nth-child(even){background:#f8fafc}.icff-table tfoot td{font-weight:800;background:var(--icff-sky);color:var(--icff-navy)}
.icff-result-hero{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-bottom:20px}.icff-result-card{border:1px solid #cbd9e5;border-radius:12px;background:#fff;padding:18px;min-height:112px}.icff-result-card.is-primary{background:linear-gradient(135deg,var(--icff-navy),var(--icff-blue));border-color:transparent;color:#fff}.icff-result-card .icff-card-label{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.045em;color:var(--icff-muted)}.icff-result-card.is-primary .icff-card-label{color:rgba(255,255,255,.78)}.icff-result-card .icff-card-value{margin-top:10px;color:var(--icff-navy);font-size:clamp(21px,3vw,29px);font-weight:850;line-height:1}.icff-result-card.is-primary .icff-card-value{color:#fff}.icff-result-detail{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.icff-result{display:block!important;width:100%!important;margin:0!important;padding:14px 16px!important;border:1px solid #d6e1ea!important;border-radius:10px!important;background:#f8fbfd!important;box-sizing:border-box!important}.icff-result label.frm_primary_label{font-size:12px!important;color:var(--icff-muted)!important}.icff-result input{position:absolute!important;left:-9999px!important}.icff-formatted{font-size:21px;font-weight:850;color:var(--icff-navy);margin-top:4px;font-variant-numeric:tabular-nums}.icff-results-hidden-source{display:none!important}
.icff-balance-chart{margin:24px 0 8px;padding:18px;border:1px solid var(--icff-line);border-radius:11px}.icff-chart-title{font-weight:800;color:var(--icff-navy);margin-bottom:14px}.icff-bars{height:190px;display:flex;align-items:flex-end;gap:5px;border-bottom:1px solid #aabccc;padding:0 6px}.icff-bar-wrap{flex:1;min-width:12px;height:100%;display:flex;flex-direction:column;justify-content:flex-end;align-items:center}.icff-bar{width:100%;max-width:38px;background:linear-gradient(180deg,#4a90c2,var(--icff-navy));border-radius:5px 5px 0 0;min-height:2px}.icff-bar-label{font-size:10px;color:var(--icff-muted);padding-top:6px}.icff-live-status{display:flex;align-items:center;gap:8px;margin:0 0 18px;color:var(--icff-green);font-weight:700;font-size:13px}.icff-live-dot{width:9px;height:9px;border-radius:50%;background:var(--icff-green);box-shadow:0 0 0 4px rgba(22,121,79,.12)}
.icff-methodology{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.icff-note-card{padding:18px;border:1px solid var(--icff-line);border-radius:10px;background:#fff}.icff-note-card h4{margin:0 0 8px!important;color:var(--icff-navy)!important}.icff-note-card p{margin:0;color:var(--icff-muted);line-height:1.55}.icff-disclaimer{padding:15px 17px;background:#fff6db;border:1px solid #efd996;border-radius:9px;color:#5c4a13}.icff-nav-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px;padding-top:20px;border-top:1px solid var(--icff-line)}.icff-nav-actions .icff-right{margin-left:auto;display:flex;gap:10px}.icff-submit{margin-top:16px!important}.icff-submit button,.icff-submit input[type=submit]{width:auto!important;background:var(--icff-navy)!important;border:0!important;border-radius:9px!important;padding:14px 24px!important;color:#fff!important;font-weight:800!important;font-size:15px!important}.icff-error{padding:12px;background:#ffe8e8;border:1px solid #d88}.icff-print-only{display:none}
@media(max-width:800px){.icff-tab-shell{padding:0 12px}.icff-panel{padding:24px 18px 28px}.icff-hero{padding:28px 20px 24px}.icff-grid,.icff-result-detail,.icff-methodology{grid-template-columns:1fr}.icff-grid .icff-span-2{grid-column:auto}.icff-result-hero{grid-template-columns:1fr}.icff-draw-entry-grid{grid-template-columns:54px minmax(90px,.7fr) minmax(150px,1.2fr)}.icff-calculator-form .icff-method .frm_opt_container{grid-template-columns:1fr}.icff-tabs{gap:2px}.icff-tab{padding:12px 13px}}
@media(max-width:520px){.icff-draw-entry-grid{grid-template-columns:42px 1fr}.icff-draw-entry-grid .icff-draw-amount{grid-column:2}.icff-draw-column-head:nth-child(3){display:none}.icff-nav-actions{flex-direction:column}.icff-nav-actions .icff-right{margin-left:0}.icff-action{width:100%}}
@media print{.icff-tab-shell,.icff-nav-actions,.icff-submit,.icff-draw-tools{display:none!important}.icff-calculator-form{box-shadow:none!important;border:0!important;max-width:none!important}.icff-panel{display:block!important;padding:18px 0!important;page-break-inside:avoid}.icff-panel[data-panel="inputs"],.icff-panel[data-panel="draws"],.icff-panel[data-panel="methodology"]{display:none!important}.icff-print-only{display:block}.icff-result-hero{grid-template-columns:repeat(3,1fr)}}